Antique Trucks

Antique car insurance is different from collectible car insurance and it is important that the owner know the difference. The key difference that makes antique car and antique truck insurance less expensive than collectible car insurance is that these will NOT be driven on a regular basis. While collectibles are allowed to be driven with limitations, the antique insurance will not allow as much mileage as the collectibles. This means they are meant for display only, not for use in running errands or to work. There are specific details that will specify the actual mileage limits per year.

Storage of these vehicles is specified in the policy. Very specifically they are to be kept in a locked garaged area. Zipped covers are not acceptable in most antique truck insurance policies as adequate protection. It is important to follow the guidelines in the policies since they are such unique vehicles. Antique car insurance is based on the understanding that these vehicles are irreplaceable. The age of these vehicles has reduced the number of actual running models and the company will place special coverage on these cars only if they still carry some inherent value. The upkeep of the vehicle is crucial to the coverage.

To be considered an antique car or truck, and to obtain antique car insurance or antique truck insurance, the age of the vehicle must be at least 30 years old. The companies have an easy guideline with this policy to determine the status. The inherent value of the coverage will then be weighed on the condition of the vehicle and the owner's planned use of the antique vehicle.

It is quite ironic how humans place values of property and people weighed by their age and condition. How glad we should be that God doesn't differentiate the human value by such factors! It was recorded in His Word: "For ye are all the children of God by faith in Christ Jesus. ...There is now neither Jew nor Greek, there is neither bond nor free, there is neither male nor female: for ye are all one in Christ Jesus" (Galatians 3:26-28). It doesn't matter when any of us are born, all are given the same offer of salvation, Christ Jesus' insurance policy against death and eternal destruction. It's great to be an antique or a newer, faster model. But it doesn't change the fact of salvation for all nor make any one more important or less important to receive more coverage or less coverage when hard times come, or even to walk through the pearly gates.

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