Wednesday, September 17, 2008

Health Insurance Lead

Health insurance leads are contemporary marketing tools that can help agents maximize their sales contacts and closings. A good health insurance lead can boost sales while minimizing both marketing costs and time invested. With the flexibility of the Internet and the changes in consumers' habits, purchasing this information is a wise business decision that can set one agent or company apart in the increasingly competitive industry. "For God giveth to a man that is good in his sight wisdom, and knowledge, and joy: but to the sinner he giveth travail, to gather and to heap up, that he may give to him that is good before God." (Ecclesiastes 2:26)

Consumer contact information in the form of a lead is generally purchased from a specialized marketing firm who collects data from consumers who have expressed interest in the particular service area. The firm then offers these health insurance leads, which include all the necessary information an agent could want to identify the target consumer. An agent can generate and market their own health insurance lead information through software available, but many prefer to purchase from marketing specialists since the quality of the data is what drives its usefulness. Many businesses have spent thousands on this information only to find they contained inaccurate, incomplete, or out of date information, resulting in poor sales rates.

Some marketing firms will create custom programs, place them on the website, and then register this site with search engines so that consumers researching relevant topics will be directed there. Some of the most successful health insurance leads are linked to an article of interest in a web site. A consumer reads the web story which outlines common problems with finding health care and solutions. The consumer then fills out a "want more information" form which captures their pertinent information to be delivered to the company.

The Internet has changed consumers' habits and as a result it must drive how agents make their sales. Today's consumer has access to a wealth of information on the Internet and uses this tool to collect research prior to making purchases. Consumers don't like to be cold-called at home and have negative feelings toward telemarketing. To succeed in reaching and closing a deal with consumers, businesses must contact them while they are actively researching and shopping for services or products. A health insurance lead enables a company or agent to make contact with the potential client at this optimal time. Furthermore, since the client has initiated this contact by requesting more information and providing their contact information, they will be more receptive to the sales contact.

Companies interested in this service must be aware of the pricing and costs. Often, companies involved are generally billed on a per lead basis. High volume and package deals can make health insurance leads even more affordable, but it is important to avoid large investments until the company has had time to test out the quality of the service. When comparing providers, an agent or company owner should inquire about the source of the data. The best services will collect data from a wide network of web site sources. Also, it is vital to compare the turnaround time between when the customer fills out the information and when the agent receives it. This information should be delivered no later than the next business day to optimize the timeliness of the sales contact. A solid health insurance lead enables businesses to target interested customers after a point of expressed interest, increasing the closing rate. This type of program will enable a business and agent to spend less time looking for potential consumers and more time converting contacts that they know are already interested in the product or service.

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