Saturday, September 27, 2008

Secure Online Shopping

Secure online shopping has become increasingly popular in a relatively short time. Thousands are drawn to the ease that shopping from their own home provides, especially around the holiday season with increased traffic and stress filled crowds filling the local malls. The Internet has become a virtual haven for those who dislike the oppression of standing in long lines and dealing with possible irate employees, similar to how, "The LORD also will be a refuge for the oppressed, a refuge in times of trouble" (Psalm 9:9). However, with the many advantages the Internet provides, there are disadvantages, mainly when it comes to security fraud and dishonest salespeople. Yet with a little know how and some common sense, perusing the virtual world for purchases can prove to be safe and rewarding.

There are numerous tips and points of advice available for those to read and take into consideration before proceeding to make purchases through the Internet. Shopping at home can be convenient and easy, however, there are pitfalls that should be avoided. Tips for secure online shopping are straightforward, easily implemented and should always be in the forefront of shopper's minds. First of all, the main security tip is to shop only at sites that posses and air of credibility, such as a site that is associated with a chain of a well know store, or a site that offers feedback from other shoppers. Testimonials from previous customers can be an excellent way in allowing future shoppers to see that others have benefited from a positive shopping experience.

Many dislike the idea of shopping online for the simple fact that this method provides too much ease and large quantities of money can be spent if one is not careful. Most stores and sites that offer web based shopping require users to set up a personalized account that is accessed by way of security measures, such as requiring a password in order for one to log in. This method of secure Internet shopping is widely used and usually people need only set up an account one time and then when they decide to make another purchase or series of purchases, time and effort is saved due to the fact that all one's important information is already inputted. Standard information such as a customer's name and billing address will remain on the account, along with a preciously selected method of payment. However, important credit card information will not be remembered for the sake of safety, and the user will simply input all relevant information when prompted.

When selecting a password to ensure secure online shopping a person should keep in mind that the sequence of letters, numbers, or a combination of the two should not only be unique, but sequences that are not easily guessed by a potential hacker or thief. For this reason, many choose to change a password from time to time in order for added security. Internet users must also keep in mind that they should have a different password for every account on various websites. The simple act of having a variety of passwords provides an added level of security due to the fact that if someone were to infiltrate an account the devious person could not have continued access from account to account.

Security precautions should be taken by users even when sites implement their own measures for secure internet shopping. Internet based auctions have become a very popular way of selling all sorts of merchandise, from miscellaneous trinkets of days gone by, to high end furniture, and even occasional vehicles or houses. As easy as it can be to participate in electronic auctions, participants should be selective concerning whom they choose to buy from. For this reason such sites will have options for previous buyers to leave feedback, along with that information future consumers are able to see a rating of sorts that can go a long way into proving the trustworthiness of a seller.

Smart shoppers should also be aware of faulty advertising or scams. A good rule of thumb to go by is to avoid giving out any pertinent and valuable information through a site that looks suspicious. Another tip for secure online shopping is to always make sure of a return policy. Valid sellers and worthwhile stores will cater to the customer, by means of having a relatively simple and secure method of returns if the item does not prove satisfactory. Websites and Internet based stores are simply more credible when they have a straightforward return policy. Shoppers can greatly benefit from conducting research about a company before giving out any private information. One of the main concerns when it comes to shopping online is that one will not receive an item or items that they have paid for. This can be avoided by doing preliminary research into the validity of a store.

Additional precautions include shopping at sites that are based in the United States and avoid overseas transactions, and also to be aware of the shipping schedule and have an idea of how long the item or items should take to arrive. By simply being aware of the basic procedures and shipping costs, people can avoid being taken advantage of and ultimately promote secure internet shopping. In addition, savvy shoppers should always print out the final page of a transaction especially if the page contains pertinent information such as a billing address, date of transaction and method of payment used. Such a page a can act as a receipt so if any problems do in fact ensue, the consumer has a paper copy they can use as proof of the transaction, what was purchased and how much they spent. By keeping a few simple tips in mind, secure internet shopping can yield satisfactory results.



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