Tennesee Helps Residents by Expanding Health Insurance Program

By Ethan Calvin


Because of our country's weak economy, health officials in Tennessee are willing to provide health insurance coverage for those residents who have been out of a job or working fewer hours.

The state health insurance program, CoverTN, will now offer health insurance plans for residents who lost their jobs in the last six months and worked at least one 20-hour week since their job loss, reported the Memphis Commercial Appeal.

Residents who will qualify for the CoverTN insurance will have to have earned less than $43,000 per year at their last job. Steohani Ryan, director of CoverTN said, "We recognize the downturn in the economy and businesses looking at layoffs and having to close."

The Tennessee residents that qualify for the plan, will have to pay two thirds of the premium. If the resident is a non smoker and normal wight, between the age of 30-39, their part would be $95 a month. Although this state subsidized plan will help numerous resident with acquiring more affordable insurance, critics of the CoverTN program say the coverage is limited.

The cap for the benefits are at $25,000, which would suggest that major medical coverage would not be an option. Tony Garr, of the Tennessee Health Campaign, says that is not enough. He asks, "If you were looking for insurance for your home, would you buy insurance that would only replace your bathroom if your home were demolished?

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