Very Long Stay Travel Insurance

Long stay travel insurance is an important consideration for anyone planning a lengthy travel vacation or business trip abroad that will last for more than a month. Whether planning a destination to Canada or overseas, very long stay travel insurance should be added to the planning budget prior to the extended trip. Extended personal protection coverage is commonly overlooked by many travelers or many assume that their present policy will provide coverage where ever they vacation. This extended type of coverage is not provided by many typical policies and the traveler needs to check with several providers for the coverage needed while traveling.

Many types of traveler's coverage policies are available including very long stay travel insurance, but it is best to first check with the current provider to see if any benefits extend to overseas visits or extended stay in other countries. Some policies offer benefits that may include some medical coverage in case of emergencies. However, it is best not to take for granted that extended protection is included in any of the insurance coverage. It is helpful to check with several sources that offer basic insurance as well as long stay travel insurance.

A typical traveler will think to obtain basic policies that cover loss of luggage and cash as well as typical medical coverage. However, these coverages which are meant to cover short trips such as two or three weeks are not considered sufficient for very long stay travel insurance coverage. Anyone planning on extended stay in a foreign country that continues into months or over a year should plan on securing extended and more extreme types of personal protection. This specific policy covers such things as extreme medical emergency coverage and evacuation coverage in case the traveler has to leave the country for treatment. Long stay travel insurance provides coverage for them in the event of damage to their home or death of a loved one, or the traveler themself, while traveling.

There are some stipulations that apply depending on countries traveling through and personal requirements for this extended coverage. A country such as France actually requires that an extended travel plan is obtained before entering the country with a visa. Planning for travel insurance coverage is a necessary part of planning for any trip whether it is to be an extended stay or short term event. Long stay travel insurance can be purchased and renewed annually and will provide for a variety of possible emergencies or needs that may arise in another country.

There is no reason to allow circumstances to cause fear while traveling on an extended trip. Christians can rest assured in any situation or country that "Where two or three are gathered together in (Christ's) name, there(He is) in the midst of them" (Matthew 18:20). Prepare for an extended trip wisely, have many who will pray for the traveler and enjoy the adventure.

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