Car Wash Insurance

Car wash insurance provides coverage for a business in the event of property damage to either the business or customers. This is one of many types of insurance plans that are optional for a start up business but mandatory for a business that plans on succeeding. Obtaining auto wash insurance can be done through a local brokerage or online via the use of the Internet. A quote can be offered within 24 hours and offers the owner the option to shop around for the best rates possible providing the specific type of coverage he or she is looking for. Coverage of this nature is protection from liability for the business owner. There are two major types of plans offered: Self Serve car wash and Exterior Only.

Self serve policies provide coverage for the building and contents replacement costs. Within that scope, if the business engages in a loss of revenue or income due to damage from the building or its contents, auto wash insurance coverage will reimburse the actual monetary loss up to a 12 month period of time. This type of car wash insurance coverage is also available for the Exterior only type of business, as building or equipment damage can result in a serious loss of revenue. The breakage of equipment is also covered within most plans.

In the event of a power outage, or some other type of utility malfunction, the coverage will reimburse for any destroyed electrical or otherwise mechanically dependent equipment, and the loss of revenue due to the malfunctioning mechanical equipment. In addition to lost revenue for outside breakages, a car wash business can also receive loss of revenue due to legal claims against the company. Protection included in the car wash insurance plan covers revenue lost from legal court action against the business regardless of the courts ruling. Legal auto wash insurance is becoming more popular in America, where customers frequently turn to legal representation for satisfaction from a business.

The last and perhaps most expensive area of coverage is general liability. Auto wash insurance allows customers to feel protected from scratches and dings on their automobile when utilizing this service. If the business is not properly maintained and equipment and supplies begin to malfunction, the customer deserves the option of satisfaction. The car wash insurance will reimburse the customer in areas of car repair from equipment or attendant damage. Coverage generally provides a business with a $1 million liability claim. Covering a business in the event of damage, injury, and other problems is important and will allow an organization to provide excellent service to consumers. "Withhold not good from them to whom it is due, when it is in the power of thine hand to do it." (Proverbs 3:27)

Add to: File Insurance Business article Teen Photo Images